You must have a valid Georgia id or drivers license
You must have proof of insurance on the vehicle
You must have proof of income
You must bring the vehicle into the store
You must have a clean ( lien free ) title
Title pawns renew every 30 days. Therefore someone can pay a title loan off in 30 days or you can chose to renew it every 30 days and pay on it as long as you want.
The interest rate on the account varies depending on how much money you are borrowing. You can borrow up to $1000 and the apr is 300%. This is if you pay on it for the full year. Anything above $1,000 you are looking at 150% apr or lower.
The loan is broken down into the loan amount plus $18 tag fee to put the lien on the title plus the interest for the loan.
We do not offer personal loans.